You can receive the accumulated amount whenever you wish - however, be aware of the potential penalties for withdrawal outside the conditions provided by the current legislation.

You can choose to receive the amount in the following ways:

- in a single payment from the insurer;
- in several consecutive repayments;
- in payments for life;
- in any combination of the above.

In what comes to the PPR Poupança-E - Retirement and Savings Plan, if you used these contributions to obtain tax benefits for IRS deductions in the year of the contribution, and if the repayment is made outside the conditions provided for in the legislation, then you will potentially face a tax penalty.

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