You can use your benefits balance to open savings and investment products from Real Vida directly on our app. You can also add extra funds to existing policies that were created this way.
The Real Vida PPR E is a flexible product with low fees:
- Low taxes payable on the earnings from the product, starting at 21,5% and going as low as 8%;
- Guaranteed capital with 0.75% returns in the first year;
- Fiscal benefits on your annual tax return, except if you cash out early
- Minimum value to open the account 105€; same minimum for subsequent transfers in
- Fee for each transfer in 0,25%;
- Possibility to cash out, in part or in full, with a 1% fee which reduces over time
- Digital investment management on the My Real Vida platform.
The Real Vida Real Poupança Grupo Aberto is only available for those at companies with at least 20 employees. It's also a flexible product which has a lower minimum investment value and no cash out fees:
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Low taxes payable on the earnings from the product, starting at 28% and going as low as 11.2%;
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Minimum value to open the account 25€; same minimum for subsequent transfers in
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Guaranteed capital;
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Fee for each transfer in of 1,75%, no other fees;
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No tax benefits;
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Possibility to cash out, in part or in full, with no fee;
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Digital investment management on the My Real Vida platform.
You can view the full terms and conditions of PPR E and Real Poupança Grupo Aberto.