This article addresses common questions related to including your family members in the health insurance.
Summary:
- Which family members can I add to the company policy?
- How do I add my family members to my health insurance policy?
- I don't have the tax number of my newborn. How can I request them to be added to the health insurance?
- How can I know the premium of my family members?
- How can I pay for the inclusion of my family members to the company policy?
- Can I change the payment method for my family's insurance?
- If I paid for my family from my net salary, how can I have access to the personal income tax (IRS) declarations of my insurance policy?
Which family members can I add to the company policy?
If your company policy is open to adding family members, you can add your spouse or partner, as well as your children and stepchildren.
Any other family member cannot be added to the insurance.
How do I add my family members to my health insurance policy?
You can request to include your family members through your Coverflex profile from the moment the health insurance is active for you. If the health insurance is not yet active for you, you do not have access to the insurance tab in the app.
Go to your profile and add your family members under "Family members".
Once you have added your family members to your Coverflex profile, select "Add Family Members" in the "Insurance" section. You will be informed of the estimated monthly premium and who will cover the cost (either you or your company).
As soon as the insurance company confirms the request to add your family members, we will send a communication to you and your company.
Please note that you must request your family members to be added to the insurance within 30 days of the date that you were added to it.
I don't have the tax number of my newborn. How can I request them to be added to the health insurance?
Great news! Although you can't register your newborn in your Coverflex profile without their tax number, we don't need this information to request their inclusion in the health insurance.
You can send us an email to insurance@coverflex.com, adding your Human Resources contact in CC, and the name, date of birth and gender of your newborn. The address and associated IBAN will be yours.
Please note that the request to add your newborn to the health insurance must be done within the first 30 days of the birth date.
How can I know the premium of my family members?
Once you have added your family members to your Coverflex profile, under the insurance tab, you must select "add family" to be able to see the estimated monthly premium for each member of your family.
If your family members are already included, you will always have access to the premium via the "Insurance" tab in your profile.
How can I pay for the inclusion of my family members to the company policy?
This is up to your company.
They will decide if this cost is supported by them or by you. In case you are the one supporting this cost, you'll be able to decide if you want it to be deducted from your net salary (directly from your monthly payslip), or use your benefits balance to support it.
Can I change the payment method for my family's insurance?
Yes, you can! If you want to change the payment method of one or more members of your family, you can do so via your Coverflex profile, in the "Insurance" tab.
Click on the three dots of the person which data you want to change and select "change payment method".
The changes will apply from the next payment of the insurance premium.
If I paid for my family from my net salary, how can I have access to the personal income tax (IRS) declarations of my insurance policy?
Good news: you don't need to do anything. The invoice will be automatically available on e-fatura.